By Matt Morishige
Special to The PREVIEW
The HomesFund still has plenty of room in our upcoming Homebuyer Education class on Feb. 22 at the Ross Aragon Community Center from 8:30 a.m. to 4:30 p.m., and will be having another class on April 4 from 8 a.m. to 4 p.m.
As a nonprofit, we have to depend on the community to help us get the word out about the homeownership services we provide. Topics covered in class include: budgeting and debt, credit, insurance, lending, real estate, and home maintenance/energy efficiency.
This class makes the home buying process clear and less stressful by helping you:
• Understand and learn more about the programs offered by HomesFund.
• Understand your credit score report and how to improve your score.
• Review your household budget and learn tips to save for a down payment and reduce your debt. Consolidate all your debts with an iva.
• Learn the pros and cons of buying a home.
• Understand your monthly mortgage payment and closing costs.
• Select the best possible mortgage loan for you.
• Understand purchase contracts so that you know what to expect throughout the home-buying process.
If you would like to register, you can visit www.homesfund.org, and any questions can be directed to 259-1418, ext. 1.
By taking the class you will also open up access to our “Down Payment Assistance funds” and learn how “One on One Pre-Purchase counseling” can help achieve home ownership.
