Extension allows uninsured Coloradans more time to enroll during global pandemic
The COVID-19 Special Enrollment Period for individual health insurance will be extended to run through April 30, 2020. The original period that was announced on March 19 was set to end on Friday, April 3. The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), has worked with Connect for Health Colorado to add nearly a month more for Coloradans who are currently uninsured to get health coverage.
For anyone enrolling after April 3, their health insurance will become effective May 1.
“We want to do everything we can to ensure Coloradans have the resources they need during this difficult time,” said Gov. Jared Polis. “As this pandemic continues, we know that having health insurance will be critical, which is why we are extending this enrollment period. Everyday my administration is evaluating what steps we can take to minimize the health impact and economic impact of this crisis.”
“I’m pleased that our team, and the folks at Connect for Health Colorado, have worked to make this happen,” said Colorado Insurance Commissioner Michael Conway. “I urge everyone that doesn’t have insurance to work with Connect for Health Colorado to determine what insurance plans are available to them and to see if they qualify for financial assistance.”
Only people who are currently uninsured are eligible to enroll, as this is not a period for people with coverage to change plans. Uninsured spouses and children will also be allowed to enroll at this time, even if one spouse or a child’s parent may already be insured.
All individual insurance plans (meaning plans NOT from an employer) are available. People enrolling during this period only have to verbally attest that they are currently uninsured, and the insurance companies cannot require further proof of being uninsured.
Colorado consumers are encouraged to enroll through our state’s exchange, Connect for Health Colorado. Financial assistance for those who qualify is only available when enrolling through Connect for Health Colorado. Contact Connect at 855-752-6749 or find in-person assistance through their statewide network of certified experts at connectforhealthco.com/person-help, including appointments with a broker or assister by phone. In addition, Connect for Health offers tools such as the Quick Cost & Plan Finder that can help check eligibility for financial assistance while finding plans that fit consumers’ needs.
Coloradans who lose their job, or who may lose their job in the coming weeks, and thus lose their employer-based health insurance, are reminded that loss of such coverage allows them a 60-day window to enroll in individual coverage, whenever that might happen throughout the year. See Connect for Health Colorado’s “When can I buy insurance?” page for details.