By Russell Gloor
Special to The SUN
Dear Rusty: I have delayed taking my Social Security retirement benefits for about three years past my full retirement age. I now want to start collecting benefits and am confused about the benefit calculation if I start midyear. Yesterday, I went to the Social Security office and applied and was told I would receive $1,000 month (to make up a number) starting in November and again in December, and then in January the amount would increase to $1,070.
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