In 2011, when fraud-related losses exceeded $1.5 billion, identity theft again sat atop the list of consumer complaints to the Federal Trade Commission — for the 12th straight year. Unfortunately, if not surprisingly, credit protection and repair services — key weapons in preventing and combating ID theft — are also high on that list.
Taking pains to safeguard personal information and sensitive documents is your best defense, but keeping tabs on your credit report is critical to recognizing signs that your identity may have been compromised.
What about those free credit reporting services you keep hearing about? Are they really free? Yes, as long as you’re talking about AnnualCreditReport.com, the only source for the free annual credit reports that are yours by law.
The Fair Credit Reporting Act guarantees you a free annual credit report from each of the three nationwide reporting services — Experian, Equifax and TransUnion. For the most current results, request a report using one of these companies at different times throughout the year.
Be alert to any discrepancies in your report: an account you don’t recognize, negative items you would dispute, anything that would suggest your good name or identity are in jeopardy. Contact all three of the credit reporting services immediately to investigate further and determine whether submitting a fraud alert or freezing your credit are the appropriate next steps.
Bottom line: When in doubt, check it out.
Recognize, Refuse, Report. Colorado Consumer Line, ElderWatch. Report fraud or financial elder abuse, seek consumer information, obtain referrals and assistance, locate local BBBs, (800) 222-4444.
From AARP ElderWatch
We have two anonymous donors this week. We received $50 in celebration of the opening of Café Fox and sponsorship for one individual for the next year. These donations strengthen our extended family that we so greatly cherish; your donations help our people retain their independence with dignity while remaining in their own homes and communities. We all make our service “more than a meal.”
Celebrate Father’s Day at noon on Friday, June 15. We’ll have a little goody for the guys.
Photo contest. The winner of Guess Who the Babies Are will be announced and presented with a prize around 12:30 p.m. on Wednesday, June 20. Turn in your guesses until Tuesday, June19.
Come on in to The Den and check out our library. We have quite the collection of books, including some large print, as well as books on tape/cd, videos, DVDs, and audio tapes for you to borrow.
We are currently accepting applications to assist in our kitchen, library and dining room.
Like to help in the kitchen? Is chopping, slicing, dicing, prepping and stirring your middle name? If so, then we need you and several of you at that, we’re too busy with the staff we have, help!
We are also in need of someone that would like to volunteer in our small library about a half hour every week or two to assist our lead library volunteer. We need help re-shelving books, checking them back in and general tidying up.
Like to greet people and lend a hand? We have the perfect opportunity for you. We are looking for a few people that would like to greet our folks, introduce new clients to our services, show them the ropes of the dining room and offer assistance to those needing help filling out our new client form. Please call Musetta at 264-2167 for an application.
Are you struggling to get meals prepared because you are homebound, recovering from surgery or an illness? Let us do the cooking. Enjoy Senior Center meals delivered to your door. Our hot meal, home delivery program is available to those closer to town four days per week, with frozen meals for Thursdays and weekends. For those living further out of town you may be eligible for the frozen meal program. Meals are available to people age 60-plus for a suggested donation of $3 per meal. Give us a call at 264-2167 for further information. Donations are greatly appreciated.?
Friday, June 15 — 9 a.m. Geezers; 10 a.m. Stitchin’ in the Kitchen; 10:30 a.m. Brain Injury Support Group; 12 p.m. Celebrate Father’s Day; 12:30 p.m. Gym Walk.
Monday, June 18 — 12:30 p.m. Gym Walk; 1 p.m. Canasta.
Tuesday, June 19 — 11 a.m. Alzheimer’s Support Group; 12:30 p.m. Gym Walk; 1 p.m. Meditation for Healing.
Wednesday, June 20 — 12:30 p.m. Dr. Kurz presentation: Sexual dysfunction, medication side effects and possible medical treatment.
Thursday, June 21 — Closed.
Friday, June 22 — 9 a.m. Geezers; 10 a.m. Stitchin’ in the Kitchen; 10:30 a.m. Book Club; 12 p.m. Picnic in the Park (reservation only).
This week’s menu
Suggested donation for older adults age 60-plus is $3, guests $6, kids 12 and under $3. Our meal program is partially funded through the Older Americans Act via the San Juan Basin Area Agency on Aging, United Way, Archuleta County, Town of Pagosa Springs and other donations and grants. These funds help support the cost of the meal which is approximately $11.51. Please note our menu is subject to change. The salad bar begins at 11:30 a.m. with lunch served from noon to 12:30 p.m.
Friday, June 15 — Meatloaf with gravy, mashed potatoes, peas and carrots, tossed salad, apple pie.
Monday, June 18 — Chicken fajita, lettuce and tomato, cilantro rice, pinto beans, grapes.
Tuesday, June 19 — Pork and green chili stew, whole wheat tortilla, salad, fiesta corn, pineapple tidbits, oatmeal raisin cookie.
Wednesday, June 20 — Roast beef sandwich, lettuce and tomato, vegetable soup, Waldorf salad, fresh orange wedges.
Thursday, June 21 — Meal served in Arboles. Chicken fried steak, country gravy, peas, garlic mashed potatoes, salad, fresh apple, marble cake (reservations required). Pagosa Springs office closed for administrative day.
Friday, June 22 — Picnic in the Park: Reservations required. Honey barbecue chicken, oven browned potatoes, coleslaw, celery and carrot sticks, watermelon, bran muffin, raisin-nut cup.