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Legals 07-09-09
Wednesday, July 22, 2009

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 053-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 053-2009 was commenced on 04/30/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Kenneth Wilson and Louise B. Wilson

Original Beneficiary: Mortgae Electronic Registration Systems, Inc., acting solely as nominee for Mortgageit, inc.

Current Holder of Evidence of Debt: IndyMac Federal Bank, F.S.B.

Date of Deed of Trust: 11/29/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 12/04/2006

Reception No.: 20611718

Original Principal Balance: $254,100.00

Outstanding Principal Balance: $249,354.23

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 483, WALTERS MINOR IMPACT SUBDIVISON BEING A RE-PLAT OF LOT 483X, LAKE FOREST ESTATES, ACCORDING TO THE PLAT THEREOF FILED MAY 16, 2006, AS RECEPTION NO. 20604486, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 13 Fawn Court, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/27/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 07/09/2009

Last Publication: 08/06/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/30/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Aronowitz, Esq. #5673

Joan Olson, Esq. #28078

Joel T. Mecklenberg, Esq. #36291

Marcy McDermott #38030

Stacey L. Aronowitz, Esq. #36290

Aronowitz & Ford, LLP 1199 Bannock Street, , Denver, CO 80204 3038131177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 3500.00468

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 071-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 071-2009 was commenced on 04/24/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Rhonda W Logan and Adam J. Logan

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: Wells Fargo Bank, N.A.

Date of Deed of Trust: 09/29/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 09/29/2006

Reception No.: 20609482

Original Principal Balance: $263,920.00

Outstanding Principal Balance: $257,332.28

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 545, TWINCREEK VILLAGE, ACCORDING TO THE PLAT THEREOF FILED NOVEMBER 5, 1973, AS RECEPTION NO. 78739, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 189 Twin Creek Cir, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/27/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 07/09/2009

Last Publication: 08/06/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 07/02/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Christopher T. Groen #39976

Jeffrey C. Gaston #40389

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Kimberly L. Martinez #40351

Jason C. Hilliard #40856

Caren Jacobs Castle #11790

Barbara Bader #10394

Katharine E. Fisher #39230

Anthony L. Converse #40212

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, DENVER, CO 80202 (303) 865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-08880

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 072-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 072-2009 was commenced on 04/24/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Dawn W Truax and Chris A Truax

Original Beneficiary: Wells Fargo Bank, N.A.

Current Holder of Evidence of Debt: HSBC Bank USA, National Association, as Trustee for Wells Fargo Asset Securities Corporation Home Equity Asset-Backed Certificates, Series 2005-2

Date of Deed of Trust: 05/23/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 05/27/2005

Reception No.: 20505100

Original Principal Balance: $950,000.00

Outstanding Principal Balance: $950,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

TRACT C, EMERALD LAKE RANCH, ACCORDING TO THE PLAT THEREOF FILED JUNE 30, 2000, AS RECEPTION NO. 20006057, IN THE OFFICE OF THE CLERK AND RECORDER , ARCHULETA COUNTY, COLORADO

WHICH HAS THE ADDRESS OF: 456 Regal Pines Court, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/27/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 07/09/2009

Last Publication: 08/06/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/24/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-08635

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 073-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 073-2009 was commenced on 04/24/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Diane Cheung Maun

Original Beneficiary: American Brokers Conduit

Current Holder of Evidence of Debt: HSBC Bank USA, National Association, as Trustee for the holders of Deutsche Alt-A Securities, Inc. Mortgage Loan Trust Series 2005-6

Date of Deed of Trust: 07/08/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 07/11/2005

Reception No.: 20506855

Original Principal Balance: $134,890.00

Outstanding Principal Balance: $134,642.02

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOTS 440 AND 441, PAGOSA HIGHLANDS ESTATES, ACCORDING TO THE PLAT THEREOF FILED FEBRUARY 7, 1972 AS RECEPTION NO. 75409, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 671 Hills Circle, Pagosa Spgs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/27/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 07/09/2009

Last Publication: 08/06/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/24/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-09047

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 074-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 074-2009 was commenced on 04/24/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Gregory A. Walters and Elizabeth C. Walters

Original Beneficiary: Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Home Loan Center, inc. dba Lending Tree Loans

Current Holder of Evidence of Debt: Aurora Loan Services LLC

Date of Deed of Trust: 06/19/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 07/05/2007

Reception No.: 20705916

Original Principal Balance: $158,000.00

Outstanding Principal Balance: $158,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 60, Block 13, Pagosa in the Pines, according to the plat thereof filed March 13, 1970, as Reception Nos. 73014 thru 73027, in the Office of the Clerk and Recorder, Archuleta County, Colorado.

WHICH HAS THE ADDRESS OF: 687 East Golf Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/27/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 07/09/2009

Last Publication: 08/06/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/24/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Toni M. N. Dale ##30580

Holly L. Decker ##32647

Dale & Decker, LLC 2 Inverness Drive East, Suite 105, , Englewood, CO 80112 (720)493-4600

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-6497

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

District Court, County of ARCHULETA

State of Colorado

Court Address: P.O. Box 148

449 San Juan Street

Pagosa Springs, CO 81147

Plaintiff(s):

Village Pointe Property Owners Association, Inc.

v.

Defendant(s):

(1) Susan L. Abramson

(2) Unknowns: All Unknown Spouses Of Any Party

Hereto, And All Other Persons Living Or Dead

Whose Names Are Unknown, Who Claim Any

Interest in The Subject Real Estate

Philip M. Kleinsmith

Kleinsmith & Associates, P.C.

6035 Erin Park Drive, Suite 203

Colorado Springs, CO 80918

Phone: (719) 593-1970

Fax: (719) 593-2193

Email: klein@frii.com

Bar #: 1063

Case Number

Summons

TO EACH DEFENDANT NAMED ABOVE:

A lawsuit has been started against you in the above entitled court by the above named Plaintiff or Plaintiffs. Plaintiff’s claims are stated in a written Complaint and Petition for Money Judgment for HOA Assessments and Foreclosure Thereof (Complaint), a copy of which is served upon you with this Summons, if service hereof is by a method of personal service. If service hereof is by publication, a copy of the Complaint is available from the Court Clerk and/or the Plaintiff’s attorney whose addresses and phone numbers are indicated above.

In order to defend against this lawsuit, you must respond to the Complaint by stating your defense(s) in writing and by filing same with the Clerk of the Court (by mail, if you wish) and mailing a copy to the Plaintiff’s attorney. Your written response must in certain instances state any related claim(s) which you may have against any other party hereto or you may be barred from making such claim(s) in any other lawsuit. If you do not respond in writing, a default judgment may be entered against you without notice. A default judgment is one where the Plaintiff may be entitled to what they ask for because you have not responded.

Your written response must be filed (by mail, if you wish) with the Clerk of the Court and mailed to Plaintiff’s attorney within thirty (30) days after the date you are personally served with this Summons by a method of personal service or within thirty (30) days of the last publication of this Summons, if it is published. If you wish to seek the advice of an attorney, you should do so promptly so that your written response, if any, may be served on time.

This lawsuit requests a money judgment, the foreclosure of a Homeowners Assessment Lien against and quieting title to the following Real Estate and all improvements thereto:

Real Estate:

Common Description: Unit Week Number 18, Condominium Unit Number 7528, Building Number 6, in Phase III of Village Pointe Condominiums, Archuleta County, Colorado.

Legal Description: Unit Week Number 18, Condominium Unit Number 7528, Building Number 6, in Phase III of Village Pointe Condominiums, according to and as located on the recorded Map recorded under Reception No. 176324 and the Declaration of Condominium and Interval Ownership of Village Pointe Condominiums recorded under Reception No. 160495, and amendments and supplements thereto, in the Office of the County Clerk, Archuleta County, Colorado.

In this lawsuit, the Plaintiff alleges that the following Defendants have personal liability on the subject Mortgage or Deed of Trust and Note and the requested money judgment: Susan L. Abramson.

Dated: July 22, 2008.

Kleinsmith & Associates, P.C.

Attorney for Plaintiff

by Philip M. Kleinsmith, #1063

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

REASONABLE ACCOMMODATIONS WILL BE PROVIDED IN ACCORD WITH THE AMERICANS WITH DISABILITIES ACT.

Published July 9, 16, 23, 30 and August 6, 2009 in The Pagosa Springs SUN.

_________________________________________

District Court, Archuleta County, State of Colorado

Court Address: 449 San Juan Street, P.O. Box 148

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-2400

EAGLE’S LOFT PROPERTY OWNERS ASSOCIATION, INC.

Plaintiff

v.

MARY A. ANDERSON, THE ESTATE OF MARY A. ANDERSON, THE PERSONAL REPRESENTATIVE OF THE ESTATE OF MARY A. ANDERSON, THE HEIRS AND DEVISEES OF THE ESTATE OF MARY A. ANDERSON, DONALD R. ANDERSON, THE ESTATE OF MARY A. ANDERSON, THE PERSONAL REPRESENTATIVE OF THE ESTATE OF DONALD R. ANDERSON, THE HEIRS AND DEVISEES OF THE ESTATE OF DONALD R. ANDERSON and All Unknown Persons Who Claim Any Interests In The Subject Matter Of This Action

Defendants

Attorney for Plaintiff:

Name: Larry W. Holthus

Address: P.O. Box 1737

Pagosa Springs, Colorado 81147

Telephone No.: (970) 264-4196

Facsimile No.: (970) 264-4197

Atty. Reg. No.: 10535

Case Number: 08 CV344

SHERIFF’S COMBINED NOTICE OF SALE, RIGHT TO CURE AND RIGHT TO REDEEM

TO WHOM IT MAY CONCERN:

This is to advise you that the above-captioned action is pending. A Judgment and Decree for Judicial Foreclosure has been entered in this action concerning an assessment lien by the plaintiff Eagle’s Loft Property Owners Association, Inc. pursuant to the Colorado Common Interest Ownership Act, Colorado Revised Statutes, §3-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Eagle’s Loft Property Owners Association, Inc. of (said) Assessment Lien being recorded on June 24, 2008 at Reception No. 20804851, in the office of the Clerk and Recorders Office of Archuleta County, Colorado (the “Assessment Lien”).

The real property which is the subject matter of this litigation, which is the property subject to the Assessment Lien, is situation in Archuleta County, and is described as follows, to-wit:

Unit Number 33, Building Number 33, Unit Week Number 16, in “EAGLE’S LOFT - Phase Three, as Reception No. 130203 and in accordance with and as limited and defined by the Declaration of Individual and/or Interval Ownership, recorded under Reception Number 117700 in Book 200 at Page 834 et seq and amendments and supplements thereto in the Office of the County Clerk and Recorder in and for Archuleta County, Colorado.

The Plaintiff named above is the judgment creditor in this action and the lienor of the property pursuant to the Colorado Common Interest Ownership Act, Colorado revised Statutes, §33-33.3-316(2)(a), and the Plaintiff’s Property Owners Association Declaration for Eagles’ Loft Property Owners Association. As of June 1, 2009, the outstanding balance due and owing on such judgment is $2,393.16.

I shall offer for public sale to the highest bidder, for case, at public auction, all the right, title and interest of the defendants in said property on September 30, 2009 at 10:00 a.m. at the Archuleta County Sheriff’s Office, 449 San Juan St., Pagosa Springs, CO 81147.

NOTE: THE LIEN BEING FORECLOSED MAY NOT BE A FIRST LIEN.

Attached hereto are copies of certain Colorado statutes that my vitally affect your property rights in relation to this proceeding. Said proceeding may result in the loss of property in which you have an interest. You may wish to seek the advice of your own private attorney concerning your rights in relation to this foreclosure proceeding.

C.R.S. §38-38-103(4)(a)(II): A notice of intent to cure filed pursuant to section 38-38-104 shall be filed with the officer at least fifteen calendar days prior to the first scheduled sale date or any date to which the sale is continued;

C.R.S. §38-38-103(4)(a)(III): A notice of intent to redeem filed pursuant to section 38-38-302 shall be filed with the officer no later than eight business days after the sale;

INTENT to cure and redeem, as provided by the aforementioned laws, must be directed to or conducted at the Office of the Sheriff for the County of Archuleta, Front Office, 449 San Juan Street, Pagosa Springs, CO 81147.

Dated at Archuleta County, Colorado, this 5th day of June, 2009

Sheriff Sale #: 2009-57

/s/ Peter L. Gonzalez

Sheriff, Archuleta County, Colorado

Sale Date: September 30, 2009 at 10:00 a.m.

BIDDERS ARE REQUIRED TO HAVE CASH OR CERTIFIED FUNDS TO COVER THEIR HIGHEST BID AT THE TIME OF THE SALE. CERTIFIED FUNDS ARE PAYABLE TO THE REGISTRY OF THE ARCHULETA COUNTY DISTRICT COURT.

Colorado Statutes attached: Colorado Revised Statutes §38-37-108, 38-38-103, 38-38-104,38-38-301,38-38-304,38-38-305, and 38-38-306.

Published July 2, 9, 16, 23 and 30, 2009 in The Pagosa Springs SUN.

_________________________________________

NOTICE TO CREDITORS

Estate of Stephen Skidmore, aka Stephen Charles Skidmore, aka Steven Charles Skidmore, Deceased

Case No. 09 PR 21

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Archuleta County on or before November 6, 2009, or the claims may be forever barred.

Jerry F. Venn

PO Box 246

Pagosa Springs, CO 81147

Published July 2, 9 and 16, 2009 in The Pagosa Springs SUN.

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NOTICE OF HEARING ON PETITION

FOR INCLUSION OF ADDITIONAL

REAL PROPERTY

WITHIN THE TOWN OF PAGOSA SPRINGS SANITATION

GENERAL IMPROVEMENT DISTRICT

NOTICE IS HEREBY GIVEN to all interested persons that a Petition for Inclusion of additional real property into the boundaries of the Town of Pagosa Springs Sanitation General Improvement District (“District”) has been filed with the Board of Directors of the District. A public hearing on the Petition shall be held in the Town Hall Council Chambers, on the 23rd day of July, 2009, at the hour of 12:00 p.m., at 551 Hot Springs Boulevard, Pagosa Springs, Colorado.

The name(s) of the Petitioner(s) is/are:

MILLFORD PARTNERS LLC

2640 MILO WAY

SALT LAKE CITY, UTAH 84117

The property requested to be included into the District is described as follows:

2178 West Highway 160, PS PUT HILL ANNX

All interested parties may appear at such hearing to show cause why such Petition should not be granted.

BY ORDER OF THE BOARD OF DIRECTORS OF THE TOWN OF PAGOSA SPRINGS SANITATION GENERAL IMPROVEMENT DISTRICT.

TOWN OF PAGOSA SPRINGS SANITATION GENERAL IMPROVEMENT DISTRICT

By: /s/ April Hessman, Secretary

Published July 2, 9 and 16, 2009 in The Pagosa Springs SUN.

_________________________________________

To: Shawn D. Tunnell: You are notified that you have 10 days after publication for this notice of levy to file your claim of exemption with the County Court of Archuleta, 449 San Juan St./P.O. Box 148, Pagosa Springs, CO 81147 in Case 07CV 124 entitled: First Tennesse Bank National Association vs. Shawn & Serena Tunnell, Inc. and Shawn D. Tunnell, $211.47 garnished at Citizens Bank, Pagosa Springs, CO.

Published July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

A variance from section 3.1.4 of the Archuleta County Land Use Regulations regarding setback for a new garage and awning to be attached to an existing house is being proposed for Lot 15X of Block 13 in Lake Pagosa Park, Pagosa Springs. The property is located approximately 1,200 feet from the intersection of Monument and Aspenglow (address 10 South Emissary Court).

Comments regarding this proposal may be submitted to the Archuleta County Planning Department, P.O. Box 1507, Pagosa Springs, CO 81147-1507, telephone: (970) 731-3877 prior to the public hearing by the Board of County Commissioners on July 21, 2009, at 1:30 p.m. in the County Courthouse. If you prefer, you may attend the public hearing and be heard.

Published July 2 and 9, 2009 in The Pagosa Springs SUN.

_________________________________________

District Court, Archuleta County, Colorado

Court Address: 449 San Juan St/PO Box 148

Pagosa Springs, CO 81147

In re the Marriage of:

MARY ANITA GURULE-RODRIGUEZ,

Petitioner:

and

JUAN DEDIOS IBARR-RODRIGUEZ,

Respondent:

Case Number 08DR54

SUMMONS BY PUBLICATION

To the Respondent named above:

You are hereby summoned and required to appear and defend against the claims of the petition filed with the court in this action by filing with the clerk of this court an answer or other response. You are required to file your answer or other response within 30 days after the service of this summons upon you. Service of this summons shall be complete on the day of the last publication. A copy of the petition may be obtained from the clerk of the court.

Your response must be accompanied with the applicable filing fee of $106.00.

After 90 days from the date of service or publication, the Court may enter a Decree affecting your marital status, distribution of property and debts, issues involving children such as child support, allocation of parental responsibilities (decision-making and parenting time), maintenance, attorney fees, and costs to the extent the Court has jurisdiction.

If you fail to file a Response in this case, any or all of the matters above, or any related matters which come before this Court, may be decided without further notice to you.

This is an action to obtain a Decree of: Dissolution of Marriage or Legal Separation as more fully described in the Petition, and if you have children, for orders regarding the children of the marriage.

Date: June 16, 2009

/s/ Debbie Tully

Debbie Tully, Clerk of Court

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

NOTICE TO CREDITORS

Estate of Kaundita Kay Robbins-Sanchez, Deceased

Case No. 09 PR 20

All persons having claims against the above-named estate are required to present them to the Personal Representative or to the District Court of Archuleta County, Colorado on or before October 26, 2009, or the claims may be forever barred.

Edwin H. Sanchez, Rodolfo Sanchez III, and Evelyn Joe Crowell

4112 Wnensledale, Cibolo, Texas 78108

Published June 25, July 2 and 9, 2009 in The Pagosa Springs SUN.

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ARCHULETA COUNTY, COLORADO

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 050-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 050-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Ashley Schultz

Original Beneficiary: Eastern Utah Community Credit Union

Current Holder of Evidence of Debt: PHH Mortgage Corporation

Date of Deed of Trust: 10/11/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 10/15/2007

Reception No.: 20709741

Original Principal Balance: $187,000.00

Outstanding Principal Balance: $184,756.71

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 4, BLOCK 16, ASPEN SPRINGS SUBDIVISION NO. 4, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD AUGUST 20, 1971, AS RECEPTION NO. 74785, IN THE OFFICE OF THE CLERK AND RECORDER OF ARCHULETA COUNTY, COLORADO.

Also known as: 412 Hurt Drive, Pagosa Springs, UT 81147

WHICH HAS THE ADDRESS OF: 412 Hurt Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 04/12/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Aronowitz, Esq. #5673

Joan Olson, Esq. #28078

Joel T. Mecklenberg, Esq. #36291

Marcy McDermott #38030

Stacey L. Aronowitz, Esq. #36290

Aronowitz & Ford, LLP 1199 Bannock Street, Denver, CO 80204 (303) 813-1177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 5007.00176

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 051-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 051-2009 was commenced on 04/16/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): RONALD E. CROMWELL AND JODY CROMWELL

Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATIONS SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, MORTGAGEIT, INC.

Current Holder of Evidence of Debt: LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MORGAN STANLEY MORTGAGE LOAN TRUST 2006-16AX

Date of Deed of Trust: 05/25/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 05/31/2006

Reception No.: 20605177

Original Principal Balance: $615,000.00

Outstanding Principal Balance: $615,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 122, COLORADO’S TIMBER RIDGE PHASE TWO, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD DECEMBER 5, 2000 AS RECEPTION NO. 2011525

WHICH HAS THE ADDRESS OF: 95 HEATH DRIVE, PAGOSA SPRINGS, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/16/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Michael Medved #14669

Heather Deere #28597

Stephen Harkess #30968

Michael Medved 355 UNION BLVD. STE 302, , LAKEWOOD, CO 80228 3032740155

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-912-12644

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 052-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 052-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): RAYMOND JOHN BUMBAUGH III

Original Beneficiary: Mortgage Electronic Registration Systems, Inc. acting soley as nominee for HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL. NETWORK, INC.)

Current Holder of Evidence of Debt: AURORA LOAN SERVICES, LLC

Date of Deed of Trust: 11/06/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 11/17/2006

Reception No.: 20611147

Original Principal Balance: $393,000.00

Outstanding Principal Balance: $416,919.14

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 110, PAGOSA MEADOWS, UNIT THREE, ACCORDING TO THE PLAT THEREOF FILED MAY 23, 1972, AS RECEPTION NO. 75834, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 968 Scenic Avenue, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Aronowitz, Esq. #5673

Joan Olson, Esq. #28078

Joel T. Mecklenberg, Esq. #36291

Marcy McDermott #38030

Stacey L. Aronowitz, Esq. #36290

Aronowitz & Ford, LLP 1199 Bannock Street, , Denver, CO 80204 3038131177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 8080.28014

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 054-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 054-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Terry D. Clifford and Terri T. Clifford

Original Beneficiary: Mortgage Electronic Registrations Systems, Inc. acting solely as nominee for GreenPoint Mortgage Funding, Inc.

Current Holder of Evidence of Debt: Bank of America, N.A. as successor by merger to LaSalle Bank N.A. as trustee for WMALT 2005-9

Date of Deed of Trust: 08/23/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 08/29/2005

Reception No.: 20509063

Original Principal Balance: $411,000.00

Outstanding Principal Balance: $385,848.94

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 7, Block 16, Pagosa In The Pines, according to the plat thereof filed March 13, 1970, as Reception Nos. 73014 through 73027, in the office of the Clark and Recorder, Archuleta County, Colorado.

WHICH HAS THE ADDRESS OF: 104 Divot Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Robert J. Aronowitz, Esq. #5673

Joan Olson, Esq. #28078

Joel T. Mecklenberg, Esq. #36291

Marcy McDermott #38030

Stacey L. Aronowitz, Esq. #36290

Aronowitz & Ford, LLP 1199 Bannock Street, , Denver, CO 80204 3038131177

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 3202.28927

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 055-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 055-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Terry D Clifford and Terri T Clifford

Original Beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for IndyMac Bank, F.S.B.

Current Holder of Evidence of Debt: OneWest Bank, FSB

Date of Deed of Trust: 01/17/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 01/18/2007

Reception No.: 20700498

Original Principal Balance: $166,500.00

Outstanding Principal Balance: $160,285.03

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 18, PAGOSA MEADOWS UNIT THREE, ACCORDING TO THE PLAT THEREOF FILED MAY 23,1972, AS RECEPTION NO. 75834, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 1234 Scenic Avenue, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Lynn M. Janeway #15592

Janeway Law Firm, P. C. 19201 East Main St., Suite 205, , Parker, CO 80134-9092 (303)706-9990

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 8655

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 056-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 056-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Helga T. Mallet

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Lehman Brothers Bank, FSB

Current Holder of Evidence of Debt: Aurora Loan Services, LLC

Date of Deed of Trust: 01/05/2005

County of Recording: Archuleta

Recording Date of Deed of Trust:

01/11/2005

Reception No.: 20500293

Original Principal Balance: $1,500,000.00

Outstanding Principal Balance: $1,499,086.60

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

S 1/2 S 1/2 E 1/2 of Lot 2, Section 23, Township 35 North, Range 2 West, N.M.P.M.

WHICH HAS THE ADDRESS OF: 77 Golden Pond Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Toni M. N. Dale ##30580

Holly L. Decker ##32647

Dale & Decker, LLC 2 Inverness Drive East, Suite 105, , Englewood, CO 80112 (720)493-4600

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-6422

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 057-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 057-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Ryan Clark and April Clark

Original Beneficiary: Argent Mortgage Company, LLC

Current Holder of Evidence of Debt: US Bank National Association, as Trustee for the registered holders of Asset-Backed Pass-Through Certificates Series 2007-AMC2

Date of Deed of Trust: 11/15/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 11/27/2006

Reception No.: 20611394

Original Principal Balance: $166,600.00

Outstanding Principal Balance: $125,596.02

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 551, PAGOSA VISTA, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD SEPTEMBER 13, 1971 AS RECEPTION NO. 74884.

WHICH HAS THE ADDRESS OF: 116 Port Avenue, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009 at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 06/12/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Edward P. O’Brien #11572

Martin H. Shore #1800

David A. Shore #19973

Scott D. Toebben #19011

Hellerstein and Shore PC PO BOX 5637, DENVER, CO 80217 (303) 573-1080

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-00101SH

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 059-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 059-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Leotti Enterprises Company, a Colorado Corporation

Original Beneficiary: Pine River Valley Bank

Current Holder of Evidence of Debt: Pine River Valley Bank

Date of Deed of Trust: 05/24/2004

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/07/2004

Reception No.: 20404949

Original Principal Balance: $1,012,495.00

Outstanding Principal Balance: $416,551.34

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Parcel B of CITIZENS PLAZA PLANNED UNIT DEVELOPMENT BEING A REPLAT OF LOT 1-B, CENTRAL CORE IN THE SE ¼ OF SECTION 20, T35N, R2W OF THE N.M.P.M., according to the plat thereof recorded March 17, 1997 as Reception No. 97001684 in the office of the Clerk and Recorder, Archuleta County, Colorado.

A portion of which is now also described as CITIZENS PLAZA PLANNED UNIT DEVELOPMENT REDIVISION OF LOTS 5, 6, 7 AND 8 OF PARCEL B INTO LOTS 5X, 7X AND 8X, according to the plat thereof filed for record April 7, 2005 as Reception No. 20503159 in the office of the Clerk and Recorder, Archuleta County, Colorado.

LESS AND EXCEPT Lots 1, 2, 7X, 8X and 9, CITIZENS PLAZA PLANNED UNIT DEVELOPMENT REDIVISION OF LOTS 5, 6, 7 AND 8 OF PARCEL B INTO LOTS 5X, 7X AND 8X, according to the plat thereof filed for record April 7, 2005 as Reception No. 20503159 in the office of the Clerk and Recorder, Archuleta County, Colorado.

WHICH HAS THE ADDRESS OF: 27B Talisman Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/13/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/20/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

David W. Hall, Esq. #38235

A. Michael Chapman, Esq. #19513

R. Thomas Geyer, Esq. #36277

Shand, Newbold & Chapman Attorneys at Law, 150 East Ninth Street, Suite 400, Durango, CO 81302-2790 (970)247-3091

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 765.33

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 060-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 060-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Cheryl McMillan

Original Beneficiary: Bank of the San Juans

Current Holder of Evidence of Debt: Bank of the San Juans

Date of Deed of Trust: 05/25/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 05/25/2007

Reception No.: 20704569

Original Principal Balance: $101,647.00

Outstanding Principal Balance: $97,799.26

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 29 IN CLOMAN INDUSTRIAL PARK, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD SEPTEMBER 17, 1996 AS RECEPTION NO. 1996006938.

WHICH HAS THE ADDRESS OF: 66 Industrial Circle, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Goldman, Robbins, & Nicholson Attorneys at Law, 679 E. 2nd Avenue, Suite c, Durango, CO 81302 (970)259-8747

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 1064.046

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 061-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 061-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Jess E. Carothers and Denise R. Carothers

Original Beneficiary: Headlands Mortgage Company, a California Corporation

Current Holder of Evidence of Debt: CitiMortgage, Inc.

Date of Deed of Trust: 04/06/1999

County of Recording: Archuleta

Recording Date of Deed of Trust: 04/07/1999

Reception No.: 99003163

Original Principal Balance: $85,500.00

Outstanding Principal Balance: $75,209.30

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 215, ASPEN SPRINGS SUBDIVISION UNIT #5, A SUBDIVISION IN ARCHULETA COUNTY, COLORADO ACCORDING TO THE PLAT THEREOF IN THE OFFICE OF THE CLERK AND RECORDER IN AND FOR ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 350 Indian Land Road, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-02787

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 062-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 062-2009 was commenced on 04/20/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Brent William Warp and Tracey L. DeMarco

Original Beneficiary: GMAC Mortgage Corporation

Current Holder of Evidence of Debt: GMAC Mortgage, LLC

Date of Deed of Trust: 06/01/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/10/2005

Reception No.: 20505575

Original Principal Balance: $342,400.00

Outstanding Principal Balance: $325,811.60

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 84, PAGOSA MEADOWS UNIT TWO, ACCORDING TO THE PLAT THEREOF FILED SEPTEMBER 13, 1971, AS RECEPTION NO. 74883, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 1960 Meadows Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/20/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-05698

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 063-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 063-2009 was commenced on 04/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Al E Miller and Loretta Miller

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for CitiMortgage, Inc,

Current Holder of Evidence of Debt: CitiMortgage, Inc.

Date of Deed of Trust: 10/05/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 10/06/2006

Reception No.: 20609729

Original Principal Balance: $304,000.00

Outstanding Principal Balance: $304,000.00

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 100, LAKE HATCHER PARK, ACCORDING TO THE PLAT THEREOF FILED NOVEMBER 5, 1973, AS RECEPTION NO. 78738, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 13 Point Pl, Pagosa Spgs, CO 811479250

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-05747

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 064-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 064-2009 was commenced on 04/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Robin George and Kristi George

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for First Magnus Financial Corporation, an Arizona Corporation

Current Holder of Evidence of Debt: Wells Fargo Bank, N.A.

Date of Deed of Trust: 06/30/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 06/30/2006

Reception No.: 20606253

Original Principal Balance: $203,253.00

Outstanding Principal Balance: $198,589.94

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 4 IN COX EAST ALLISON SUBDIVISION, ACCORDING TO THE PLAT THEREOF FILED FOR RECORD JULY 30, 1959 UNDER RECEPTION NO. 58060.

WHICH HAS THE ADDRESS OF: 119 Cox Circle, Arboles, CO 81121

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-03789

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 066-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 066-2009 was commenced on 04/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): James A LaLond and Victoria E LaLond

Original Beneficiary: Chase Bank USA, N.A.

Current Holder of Evidence of Debt: JPMorgan Chase Bank, N.A.

Date of Deed of Trust: 10/25/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 10/30/2006

Reception No.: 20610530

Original Principal Balance: $180,000.00

Outstanding Principal Balance: $176,929.53

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 40, PAGOSA DEVELOPMENT SUBDIVISION NO. 2, ACCORDING TO THE PLAT THEREOF FILED OCTOBER 5, 1970, AS RECEPTION NO. 73627, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 20 Fritz and Mabel’s Place, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-06184

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 067-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 067-2009 was commenced on 04/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): DOROTHY BELL

Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR SIERRA PACIFIC MORTGAGE COMPANY, INC.

Current Holder of Evidence of Debt: ONEWEST BANK, FSB

Date of Deed of Trust: 04/29/2005

County of Recording: Archuleta

Recording Date of Deed of Trust: 05/04/2005

Reception No.: 20504249

Original Principal Balance: $295,000.00

Outstanding Principal Balance: $290,521.43

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER (N1/2NE1/4SE1/4NW1/4) OF SECTION 23, TOWNSHIP 35 NORTH, RANGE 2 WEST, N.M.P.M., ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 47 NORTH SQUAW CANYON PLACE, PAGOSA SPRINGS, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Lynn M. Janeway #15592

Janeway Law Firm, P. C. 19201 East Main St., Suite 205, , Parker, CO 80134-9092 (303)706-9990

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 8790

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 068-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 068-2009 was commenced on 04/21/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Timothy P. White and Victoria White

Original Beneficiary: Investaid Corporation

Current Holder of Evidence of Debt: Commercial Service of Perry, Inc.

Date of Deed of Trust: 02/08/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/09/2007

Reception No.: 20701283

Original Principal Balance: $178,000.00

Outstanding Principal Balance: $174,690.86

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

Lot 3-B, Tract 2, White Minor Impact Subdivision, according to the Plat thereof filed for record July 24, 2006 as Reception No. 20607019 with the County Clerk and Recorder of Archuleta County, Colorado

WHICH HAS THE ADDRESS OF: 180 Crestview Drive, Pagosa Springs, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/21/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William J. Darling ##32929

William J. Darling P O Box 959, , Pagosa Springs, CO 81147 (970)731-4580

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: CO73-001

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 069-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 069-2009 was commenced on 04/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): GEORGE MEYERS

Original Beneficiary: RIO GRANDE SAVINGS AND LOAN, ASSOC., MUTUAL ASSOCIATION

Current Holder of Evidence of Debt: RIO GRANDE SAVINGS AND LOAN, ASSOC., MUTUAL ASSOCIATION

Date of Deed of Trust: 02/07/2006

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/07/2006

Reception No.: 20601470

Original Principal Balance: $45,000.00

Outstanding Principal Balance: $42,523.16

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

LOT 591, PAGOSA VISTA, ACCORDING TO THE PLAT THEREOF FILED SEPTEMBER 13,1971, AS RECEPTION NO. 74884, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO.

WHICH HAS THE ADDRESS OF: 28 BONANZA AVENUE, PAGOSA SPRINGS, CO 81147

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

Benjamin F. Gibbons, P.C. 800 First Avenue, , Monte Vista, CO 81144 (719)852-4731

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 3202.28918

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

_________________________________________

COMBINED NOTICE OF SALE AND RIGHT TO CURE AND REDEEM

FORECLOSURE NUMBER 070-2009

To whom it may concern: This Notice is given with regard to the following described Deed of Trust:

Public Trustee’s Foreclosure Sale No. 070-2009 was commenced on 04/22/2009 in the office of the undersigned Public Trustee relating to the Deed of Trust described below:

Original Grantor(s): Kelly D Stockwill and Kimberley S Stockwill

Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for H&R Block Mortgage Corporation

Current Holder of Evidence of Debt: Countrywide Home Loans Servicing, L.P.

Date of Deed of Trust: 02/21/2007

County of Recording: Archuleta

Recording Date of Deed of Trust: 02/27/2007

Reception No.: 20701725

Original Principal Balance: $231,900.00

Outstanding Principal Balance: $227,274.54

Pursuant to C.R.S. §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

SEE EXHIBIT A ATTACHED HERETO AND INCORPORATED HEREIN BY REFERENCE

LEGAL DESCRIPTION:

LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROPERTY SITUATED IN CITY OF PAGOSA SPRINGS IN THE COUNTY OF ARCHULETA, AND STATE OF CO AND BEING DESCRIBED IN A DEED DATED 01/31/2005 AND RECORDED 01/31/2005 AS INSTRUMENT NUMBER 20500827 AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, AND REFERENCED AS FOLLOWS:

ALL THE REAL PROPERTY, TOGETHER WITH IMPROVEMENTS, IF ANY, SITUATE, LYING AND BEING IN THE COUNTY OF ARCHULETA AND STATE OF COLORADO, DESCRIBED AS FOLLOWS:

LOT 26, BLOCK 3, HOLIDAY ACRES SUBDIVISION UNIT ONE, ACCORDING TO THE PLAT THEREOF FILED MAY 17, 1974, AS RECEPTION NO. 80067, IN THE OFFICE OF THE CLERK AND RECORDER, ARCHULETA COUNTY, COLORADO

PARCEL NO. 570131102005

WHICH HAS THE ADDRESS OF: 50 Stagecoach Ln, Pagosa Springs, CO 81147-9708

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust described herein, has filed written election and demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction at 10:00 A.M. on Thursday, 08/20/2009, at 449 San Juan St., Pagosa Springs, CO 81147 sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale, and other items allowed by law, and will deliver to the purchaser a Certificate of Purchase, all as provided by law.

First Publication: 06/25/2009

Last Publication: 07/23/2009

Name of Publication: Pagosa Springs Sun

NOTICE OF RIGHTS

YOU MAY HAVE AN INTEREST IN THE REAL PROPERTY BEING FORECLOSED, OR HAVE CERTAIN RIGHTS OR SUFFER CERTAIN LIABILITIES PURSUANT TO COLORADO STATUTES AS A RESULT OF SAID FORECLOSURE. YOU MAY HAVE THE RIGHT TO REDEEM SAID REAL PROPERTY OR YOU MAY HAVE THE RIGHT TO CURE A DEFAULT UNDER THE DEED OF TRUST BEING FORECLOSED. A COPY OF SAID STATUTES, AS SUCH STATUTES ARE PRESENTLY CONSTITUTED, WHICH MAY AFFECT YOUR RIGHTS, IS ATTACHED TO ALL MAILED COPIES OF THIS NOTICE. HOWEVER, YOUR RIGHTS MAY BE DETERMINED BY PREVIOUS STATUTES.

A NOTICE OF INTENT TO CURE FILED PURSUANT TO C.R.S. §38-38-104 SHALL BE FILED WITH THE PUBLIC TRUSTEE AT LEAST FIFTEEN (15) CALENDAR DAYS PRIOR TO THE FIRST SCHEDULED SALE DATE OR ANY DATE TO WHICH THE SALE IS CONTINUED.

A NOTICE OF INTENT TO REDEEM FILED PURSUANT TO C.R.S. §38-38-302 SHALL BE FILED WITH THE PUBLIC TRUSTEE NO LATER THAN EIGHT (8) BUSINESS DAYS AFTER THE SALE.

DATE: 4/22/2009

Betty A. Diller

Public Trustee of Archuleta County, State of Colorado

By: /s/ Debora A. Switala, Deputy Public Trustee

The name, address and telephone number of the attorney(s) representing the legal holder of the indebtedness is:

William L. Foster #38341

Caren Jacobs Castle #11790

Barbara Bader #10394

P.C. Wolf #34797

Jeremy D. Peck #36588

Cristel D. Shepherd #39351

Deanne R. Stodden #33214

Jennifer C. Rogers #34682

Katharine E. Fisher #39230

Jeffrey C. Gaston #40389

Elizabeth S. Marcus #16092

Britney Beall-Eder #64935

Lauren R. Smith #39316

Castle, Meinhold & Stawiarski LLC 999 18TH ST., #2201, Denver, CO 80202 303-865-1400

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

Attorney file number: 09-06495

Published June 25, July 2, 9, 16 and 23, 2009 in The Pagosa Springs SUN.

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